Use our free, obligation-free calculator to get an instant repayment estimate. Plus, enjoy a $3k cashback offer on eligible refinances, rates from 4.99% p.a., and our 100% free broker service.
Free calculator. Instant estimate. $3k cashback, rates from 4.99% p.a., free service
Enter a few details to unlock your savings — under 30 secs
Enter a few details to unlock your savings — under 30 secs
What’s your main reason for refinancing?
What’s your main reason for refinancing?
How we can help
Home loans we can help you find.
Cash backs and exclusive deals
Specific lenders may have ‘specials’ available, including cash backs, fee reductions or waivers or loyalty offers.
Flexible deposit options
Deposits starting at 2%. (But budget for at least 10% of the property value to cover government and third-party fees).
Guarantor loans made easy
Get into the property market sooner without a 20% deposit and avoid paying Lenders’ Mortgage Insurance.
Construction & bridging loans
Build your dream home or buy a new property before selling your old one with a construction or bridging loan.
Cross collateralisation
Leverage your equity and increase borrowing power by securing your loan against multiple properties.
Debt consolidation one payment
Consolidate your debt into a single loan with a low home loan interest rate.
40+ Lenders & Thousands of Loan Options
Your Mortgage Matrix broker will help you compare and secure the right home loan from our panel of over 40 trusted lenders.
How we can help
Home loans we can help you find.
Cash backs and exclusive deals
Specific lenders may have ‘specials’ available, including cash backs, fee reductions or waivers or loyalty offers.
Flexible deposit options
Deposits starting at 2%. (But budget for at least 10% of the property value to cover government and third-party fees).
Guarantor loans made easy
Get into the property market sooner without a 20% deposit and avoid paying Lenders’ Mortgage Insurance.
Construction & bridging loans
Build your dream home or buy a new property before selling your old one with a construction or bridging loan.
Cross collateralisation
Leverage your equity and increase borrowing power by securing your loan against multiple properties.
Debt consolidation one payment
Consolidate your debt into a single loan with a low home loan interest rate.
Refinance your home loan get up to $3,000 cashback
T&C apply I 100% Free Service
Enter a few details to unlock your savings
Enter a few details to unlock your savings
38+
What our clients
are saying
Real Client, Real Homes, Real Savings.
Real Client, Real Homes, Real Savings.
What our clients are saying
Taylor T
Refinance
The application process was seamless and easy , I was able to save and go back when I needed to upload my documents.
Jannicke I
Refinance
Great experience! Zac looked after us and his service was great! Appreciate everything he has done for us!
Adam C
Purchase
Zach was great! Couldn’t be happier with the outcome he achieved for me. Will definitely be using him again in the future.
Bridget M
First Home Buyer
Mortgage Matrix helped immensely when trying to purchase our first home. The team was very professional and attentive,
Matthew M
First Home Buyer
If you’re looking for a broker that truly cares and delivers an outstanding service look no further than Zac at Mortgage Matrix!
Megan H.
Purchase
Zac was very easy to deal with, took all the hard work out of sourcing a loan and personalised to suit your needs.
Liam R
First Home Buyer
Zach and Viren were fantastic brokers. As a first home buyer, I was worried that the process, but the team at Mortgage Matrix made it very easy.
Holly S
Buyer's Agent / Purchase
Mortgage Matrix consistently demonstrates excellence in securing the best loans and prioritizing their clients’ needs.
Abhishek A
First Home Buyer
Excellent service! Viren has been very helpful & responsive throughout the entire lending process.
Taylor T
Refinance
The application process was seamless and easy , I was able to save and go back when I needed to upload my documents.
Jannicke I
Refinance
Great experience! Zac looked after us and his service was great! Appreciate everything he has done for us!
Adam C
Purchase
Zach was great! Couldn’t be happier with the outcome he achieved for me. Will definitely be using him again in the future.
Bridget M
First Home Buyer
Mortgage Matrix helped immensely when trying to purchase our first home. The team was very professional and attentive,
Ready to Start Saving?
Don’t leave your money with the bank. Let’s find you a better deal today.
FAQ's
Why should I refinance my home loan?
Refinancing can help you secure a lower interest rate, reduce your monthly repayments, access equity for renovations or investments, consolidate debts, or switch to a loan with better features like offset accounts or redraw facilities.
Why should I refinance my home loan?
Refinancing can help you secure a lower interest rate, reduce your monthly repayments, access equity for renovations or investments, consolidate debts, or switch to a loan with better features like offset accounts or redraw facilities.
What documents do I need to refinance?
What documents do I need to refinance?
How long does the refinance process take?
How long does the refinance process take?
Will refinancing cost me money?
Will refinancing cost me money?
Can I refinance if my property value has changed?
Can I refinance if my property value has changed?
Pre-Approval Unlocked – Your Key Questions Answered!
Zachary Russell-Sharam
Director @MM