First home buyer
guarantee scheme
Low Deposit
Shave years off the usual time it would take to save, with a low deposit of 2-5%.
No LMI
No Lenders Mortgage Insurance means you could save thousands.
Awesome Rate
Benefit from interest rates normally reserved for deposits of 20% or more.
What if you don’t qualify?
You could still buy without LMI by having a family guarantor or saving a 20% deposit."
Have a question about buying your first home?
Get a great home loan, the first time
Features designed for you
Home loans come in many forms—pick the one that suits you best.
Buy with confidence.
Pre-approval sets your budget, builds confidence, and fast-tracks approval.
Understand your borrowing capacity
Check your borrowing capacity to house hunt with confidence.
First Home Owners’ Grant
First home buyers can access grants and concessions—explore your options to buy sooner.
Make home loan decisions simpler
Focus on what matters - let us handle the busywork
Owner Occupied
People's choice
Loan features:
$0 Application fees and Ongoing fees
Loan to Value Ratio (LVR) <70%
Principal and Interest
Redraw facility
Flexible repayment frequency - pay weekly, fortnightly or monthly
Owner Occupied
ME Bank
Loan features:
$250 setup and $350 annual fees
Loan to Value Ratio (LVR) <70%
Principal and Interest
pay weekly, fortnightly or monthly
Up to $30,000 additional repayments without break costs.
Investment loan
Macquarie Bank
Loan features:
$350 Application and no ongoing fees
Loan to Value Ratio (LVR) <70%
Principal and Interest
pay weekly, fortnightly or monthly
I had an excellent experience with Mortgage Matrix. Zac is great at what he does and went above and beyond to sort my finance approval fast.
Tom Toro
First home buyer
34+
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