About Mortgage Matrix

Home loans should feel
simpler.

Mortgage Matrix is a boutique Australian mortgage brokerage built around clear advice, personal support and technology that makes the home-loan process easier to navigate.

Mortgage Matrix Director
Mortgage Matrix Director
Personal advice. Better technology. One team from enquiry to settlement.
10+years of finance experience
40+lenders on our panel
100+brokers trained before Mortgage Matrix
51+Google client reviews
Our story

Experience from inside lending, brought to the client side.

Before Mortgage Matrix, our team worked with major lenders and within one of Australia’s largest mortgage brokerages. That experience shaped a simple idea: clients deserve a home-loan process that is clearer, more responsive and easier to manage.

Today we combine experienced mortgage brokers with an online client journey that helps clients start, upload documents, book appointments and move through their application without unnecessary back-and-forth.

Personal broker support from enquiry through settlement
Online tools and application journey built around convenience
Access to a broad panel of lenders and lending policies
Support for first-home buyers, refinancers, investors and complex scenarios
Leadership

Meet our Directors

Mortgage Matrix is led by experienced mortgage brokers who remain closely involved with clients, lender relationships and the way our team operates.

Zac Russell-Sharam
Director

Zac Russell-Sharam

Director & Senior Mortgage Broker

Viren Sonik
Director

Viren Sonik

Director & Senior Mortgage Broker

Mortgage Matrix 2026 Connective Excellence Awards nomination
Recognition

Shortlisted for Brokerage of the Year.

Mortgage Matrix has been shortlisted in the 2026 Connective Excellence Awards in the Brokerage of the Year > 5 brokers category — recognition that reflects the work of our entire team and the trust our clients and partners place in us.

2026 Connective Excellence Awards
Our team

Real brokers. Real support.

Our brokers work across different lending scenarios, locations and client needs, supported by a team focused on making every stage easier to manage.

Zac Russell-Sharam

Zac Russell-Sharam

Senior Mortgage Broker

Viren Sonik

Viren Sonik

Senior Mortgage Broker

MM

Maggie Ma

Mortgage Broker

Cynthia Pan

Cynthia Pan

Senior Mortgage Broker

LM

Liran Morris

Mortgage Broker

AP

Amelia Petrenko

Mortgage Broker

TC

Tatenda Chauraya

Mortgage Broker

SS

Suresh Soti

Mortgage Broker

How we work

Built around the client experience.

01

Personal

Technology helps with the process, but a real broker stays involved in the decisions, communication and lender strategy.

02

Clear

We explain the options, lender requirements and next steps in plain language so clients know where things stand.

03

Connected

Our online journey, booking tools and broker support are designed to work together rather than making clients repeat the same information.

Community

Supporting the communities around us.

Mortgage Matrix supports local sporting teams and community connections alongside our work helping Australians navigate home ownership. We believe strong businesses should stay connected to the communities they serve.

Stag 7s Rugby 7sHammer Heads Beach 5sSuper Subs Touch FootballLocal education & community engagement

Ready to talk about your next home-loan move?

Book a time with the Mortgage Matrix team or start your application online when it suits you.

Mortgage Matrix ©2026. All rights reserved.​

‍Mortgage Matrix ©2026. All rights reserved.​