Secure pre-approval and purchase with confidence.
Know Your Exact Budget Before You Start Searching
Get a clear idea of how much you can afford before house hunting.
Gain Stronger Negotiation Power with Sellers
Sellers take you more seriously when you have pre-approval.
Enjoy a Faster and Smoother Loan Process
Benefit from interest rates normally reserved for deposits of 20% or more.
Shop with Confidence and Certainty
You could still buy without LMI by having a family guarantor or saving a 20% deposit."
Unlock Your Borrowing Power — No Obligation
Buy Your First Home with Just 5% Deposit – No LMI, No Catch!
Low Deposit
Shave years off the usual time it would take to save, with a low deposit of 2-5%.
No LMI
No Lenders Mortgage Insurance means you could save thousands of dollars.
Awesome Rates Variable and Fixed
Benefit from interest rates normally reserved for deposits of 20% or more.
What if you don’t qualify?
You could still buy without LMI by having a family guarantor or saving a 20% deposit."
See What You Can Afford – Try Our Free Calculators
FAQ's
How much deposit do I need as a first home buyer?
Most lenders require a deposit of at least 5% to 20% of the property’s value. If you have less than 20%, you may need to pay Lender’s Mortgage Insurance (LMI). First Home Owner Grants and government schemes may help reduce the deposit amount needed.
What government grants and schemes are available for first home buyers?
Do I need pre-approval before I start looking for a home?
What additional costs should I budget for as a first home buyer?
Can I buy a home with a low income or small deposit?
