Explore Home Loan Options - Obligation-Free

$3k Cash Back Offer I Free Service

With Mortgage Matrix by your side, securing the right loan feels simple and stress-free.

38+

Excellent • 5 out of 5 • 38 Reviews

I want to buy

I want to buy

I want to buy

I want to buy

i want to refinance

i want to refinance

i want to refinance

i want to refinance

How we can help

Home loans we can help you find.

Cash backs and exclusive deals

Specific lenders may have ‘specials’ available, including cash backs, fee reductions or waivers or loyalty offers.

Flexible deposit options

Deposits starting at 2%. (But budget for at least 10% of the property value to cover government and third-party fees).

Guarantor loans made easy

Get into the property market sooner without a 20% deposit and avoid paying Lenders’ Mortgage Insurance.

Construction & bridging loans

Build your dream home or buy a new property before selling your old one with a construction or bridging loan.

Cross collateralisation

Leverage your equity and increase borrowing power by securing your loan against multiple properties.

Debt consolidation one payment

Consolidate your debt into a single loan with a low home loan interest rate.

Real Clients. Real Homes. Real Savings.

38+

Arushi Mehta

Refinance

Zac and team were great to work with. All loan documents were explained in detail and the loan process was transparent and easy to follow. Highly recommended.

Arushi Mehta

Refinance

Zac and team were great to work with. All loan documents were explained in detail and the loan process was transparent and easy to follow. Highly recommended.

Steven W

First home buyer

Big thanks to Zach and Mortgage Matrix for helping me refinance my mortgage. I was thoroughly looked after and stepped through the process so easily and efficiently.

Steven W

First home buyer

Big thanks to Zach and Mortgage Matrix for helping me refinance my mortgage. I was thoroughly looked after and stepped through the process so easily and efficiently.

Alex Carruthers

Refinance

I had a great experience working with the guys at Mortgage Matrix. From beginning to the end i made to feel comfortable that i was receiving the best financing options available to me.

Alex Carruthers

Refinance

I had a great experience working with the guys at Mortgage Matrix. From beginning to the end i made to feel comfortable that i was receiving the best financing options available to me.

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Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

Rates and Cashback Disclaimer: Rates are correct as of August 2025 and are subject to change without notice. The advertised rate of 4.99% p.a. is a fixed rate with a comparison rate of 6.02% p.a., based on a loan amount of $500,000 over 30 years with principal and interest repayments. Eligibility criteria, terms and conditions, and lender fees apply. The $3,000 cashback offer is available from select lenders only and is subject to lender approval. Mortgage Matrix Pty Ltd does not guarantee approval or the advertised rate for all applicants. Comparison rate is calculated in accordance with the National Consumer Credit Protection Act 2009.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Company

Mortgage Brokers Brisbane

First Home Buyers

About us

Our Services

Guides

Calculators

Borrowing Capacity

Refinance Calculator

Mortgage Repayments

Stamp Duty Calculator

Resources

Compliments & Concerns

Privacy policy

Careers

Contact us

Referral partner

Mortgage Matrix

‍Mortgage Matrix ©2025. All rights reserved.​


Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

Rates and Cashback Disclaimer: Rates are correct as of August 2025 and are subject to change without notice. The advertised rate of 4.99% p.a. is a fixed rate with a comparison rate of 6.02% p.a., based on a loan amount of $500,000 over 30 years with principal and interest repayments. Eligibility criteria, terms and conditions, and lender fees apply. The $3,000 cashback offer is available from select lenders only and is subject to lender approval. Mortgage Matrix Pty Ltd does not guarantee approval or the advertised rate for all applicants. Comparison rate is calculated in accordance with the National Consumer Credit Protection Act 2009.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Company

Mortgage Brokers Brisbane

First Home Buyers

About us

Our Services

Guides

Calculators

Borrowing Capacity

Refinance Calculator

Mortgage Repayments

Stamp Duty Calculator

Resources

Compliments & Concerns

Privacy policy

Careers

Contact us

Referral partner

Mortgage Matrix

‍Mortgage Matrix ©2025. All rights reserved.​