New

Latest Insights: Brisbane Property Market Update

Mortgage Broker Brisbane

Navigate the
Mortgage Matrix with confidence

Navigate the Mortgage Matrix with confidence

Brisbane's Trusted Mortgage Brokers

We’ve helped clients from South Brisbane to North Lakes, including suburbs like Carindale, Mount Gravatt, Springfield Lakes, and Kelvin Grove.

A lady sipping coffee, relaxed and watching mortgage matrix taking care of mortgage needs.

See What You Can Afford – Try Our Free Calculators

Simplify your mortgage try our Calculators!

Use our suite of popular mortgage & home loan calculators to work your borrowing capacity, home loan repayments, stamp duty, savings targets and more.

Home Loan Refinance Calculator

Find a better loan for your goals

Home Loan Refinance Calculator

Find a better loan for your goals

Home Loan Refinance Calculator

Find a better loan for your goals

Home Loan Borrowing Power Calculator

Know your budget

Home Loan Borrowing Power Calculator

Know your budget

Home Loan Borrowing Power Calculator

Know your budget

Home Loan Repayment Calculator

Compare Options

Home Loan Repayment Calculator

Compare Options

Home Loan Repayment Calculator

Compare Options

Get expert home loan advice:

Simplify your mortgage try our Calculators!

I want to buy a home

Unite your apps for a cohesive workflow.

I want to buy a home

Unite your apps for a cohesive workflow.

I want to buy a home

I want to buy an investment

Reports customized to your metrics.

I want to buy an investment

Reports customized to your metrics.

I want to buy an investment

Reports customized to your metrics.

I am considering refinancing

Generate quotes and invoices easily.

I am considering refinancing

Generate quotes and invoices easily.

I am considering refinancing

Generate quotes and invoices easily.

Support for First-Time Home Buyers in Brisbane

Picture of Zac, cofounder of Mortgage Matrix
Your Mortgage Broker
CV reconginition
AI
Analyse experience in {Area}
Yes, Zac has 10 years of experience in home lending
Compatibility
AI
Speciality in first home buyers
Loves to play rugby
Level 3 rugby coach
Baljot Singh
Relanship Consulant @ MM
Viren Sonik
Senior home loan specialist
Zachary Russell-Sharam
Senior home loan specialist @MM
Picture of Zac, cofounder of Mortgage Matrix
Your Mortgage Broker
CV reconginition
AI
Analyse experience in {Area}
Yes, Zac has 10 years of experience in home lending
Compatibility
AI
Speciality in first home buyers
Loves to play rugby
Level 3 rugby coach
Baljot Singh
Relanship Consulant @ MM
Viren Sonik
Senior home loan specialist
Zachary Russell-Sharam
Senior home loan specialist @MM
Picture of Zac, cofounder of Mortgage Matrix
Your Mortgage Broker
CV reconginition
AI
Analyse experience in {Area}
Yes, Zac has 10 years of experience in home lending
Compatibility
AI
Speciality in first home buyers
Loves to play rugby
Level 3 rugby coach
Baljot Singh
Relanship Consulant @ MM
Viren Sonik
Senior home loan specialist
Zachary Russell-Sharam
Senior home loan specialist @MM

Latest Home Loan Interest Rates

Owner Occupied
People's choice

5.39%

5.39%

5.41%

5.41%

Variable rate Comparison rate

Variable rate / Comparison

Variable rate Comparison rate

Loan features:

$0 Application fees and Ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

Redraw facility

Flexible repayment frequency - pay weekly, fortnightly or monthly

Owner Occupied
ME Bank

5.14%

5.14%

6.25%

6.25%

2 years fixed rate Comparison rate

2 years fixed / Comparison

Loan features:

$250 setup and $350 annual fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

pay weekly, fortnightly or monthly

Up to $30,000 additional repayments without break costs.

Investment loan
Macquarie Bank

5.35%

5.35%

6.20%

6.20%

2 years fixed rate Comparison rate

2 years fixed / Comparison

Loan features:

$350 Application and no ongoing fees

Loan to Value Ratio (LVR) <70%

Principal and Interest

pay weekly, fortnightly or monthly

Up to $10,000 additional repayments per year without break costs1

Up to $10,000 additional repayments per year without break costs.

Secure your no-obligation savings session today

Frequently asked Questions
Frequently asked Questions
Frequently asked Questions

Why Use a Brisbane Mortgage Broker?

Going directly to a bank limits your options — they can only offer their own loans. As local Brisbane mortgage brokers, we compare 40+ lenders to find the right home loan for your needs. We understand the local market, know what lenders are looking for, and can fast-track your application. Whether you're a first home buyer, investor, or refinancing, our credit policy expertise helps unlock loan approvals others may miss — including no deposit guarantor loans and complex employment situations. Plus, our strong relationships with banks often mean better rates and refinance rebates not advertised publicly.

Why Use a Brisbane Mortgage Broker?

Going directly to a bank limits your options — they can only offer their own loans. As local Brisbane mortgage brokers, we compare 40+ lenders to find the right home loan for your needs. We understand the local market, know what lenders are looking for, and can fast-track your application. Whether you're a first home buyer, investor, or refinancing, our credit policy expertise helps unlock loan approvals others may miss — including no deposit guarantor loans and complex employment situations. Plus, our strong relationships with banks often mean better rates and refinance rebates not advertised publicly.

Why Use a Brisbane Mortgage Broker?

Going directly to a bank limits your options — they can only offer their own loans. As local Brisbane mortgage brokers, we compare 40+ lenders to find the right home loan for your needs. We understand the local market, know what lenders are looking for, and can fast-track your application. Whether you're a first home buyer, investor, or refinancing, our credit policy expertise helps unlock loan approvals others may miss — including no deposit guarantor loans and complex employment situations. Plus, our strong relationships with banks often mean better rates and refinance rebates not advertised publicly.

How Does Mortgage Matrix Make Home Loans Easy?

How Does Mortgage Matrix Make Home Loans Easy?

How Does Mortgage Matrix Make Home Loans Easy?

How We Get Paid — And Why It Benefits You

How We Get Paid — And Why It Benefits You

How We Get Paid — And Why It Benefits You

Steps to Get Home Loan Pre-Approval in Brisbane

Steps to Get Home Loan Pre-Approval in Brisbane

Steps to Get Home Loan Pre-Approval in Brisbane

Grants & Schemes for First Home Buyers in QLD

Grants & Schemes for First Home Buyers in QLD

Grants & Schemes for First Home Buyers in QLD

Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​

Contact us : admin@mortgagematrix.com.au

Main office
: Level 38/71 Eagle Street Brisbane City.

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​