It’s not just a new rate. It’s a smarter financial move.

It’s not just a new rate. It’s a smarter financial move.

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30+ Lenders I $3k Cash Back Offer I Free Service

Owner-occupied

Investment

0.89%
3.89%

Owner-occupied

Investment

0.89%
3.89%

37+

Fixed rate

Fixed rate up

Comparison rate

Comparison rate

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See What You Can Afford - Try our Free Calculators

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30+ Lenders I $3k Cash Back Offer I 100% Free Service

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37+

What is your current loan balance?

What is your current loan balance?

What is your current interest rate?

What is your current interest rate?

Who is current lender?

Who is current lender?

How much your property is worth?

How much your property is worth?

How will this property be used?

How will this property be used?

What's your refinancing goal?

What's your refinancing goal?

What do you think your credit history is?

What do you think your credit history is?

How do you earn your income?

How do you earn your income?

What is your first name?

What is your first name?

What is your email address?

What is your email address?

What is your mobile number?

What is your mobile number?

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Picture of Tom Toro, a customer of Mortgage Matrix- seen working on his laptop
Picture of Tom Toro, a customer of Mortgage Matrix- seen working on his laptop

I had a great experience working with the guys at Mortgage Matrix. From beginning to the end i made to feel comfortable that i was receiving the best financing options available to me.

Alex C

Refinance

37+

Let's have a chat

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FAQ's

Can I refinance to access cash for renovations?

Can I refinance to access cash for renovations?

Will refinancing help me pay off my loan faster?

Will refinancing help me pay off my loan faster?

Can I consolidate debts when refinancing?

Can I consolidate debts when refinancing?

Are there cashback offers available for refinancing?

Are there cashback offers available for refinancing?

Can I switch to a loan with better features?

Can I switch to a loan with better features?

A group/family of satisfied customers after reading FAQs.

In case you missed anything, check out our frequently asked questions. feel free to email us

Viren Sonik

CFO @MM

Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​

Contact us : admin@mortgagematrix.com.au

Main office
: Level 38/71 Eagle Street Brisbane City.

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​