See How Much You Could Save – Obligation-Free

$3k Cash Back Offer | Rates from 4.79% p.a. | 100% Free Service

$3k Cash Back | Rates from 4.79% p.a.

fill out the form to get your personalised savings results

fill out the form to get your personalised savings results

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Step 1 of 617%

What’s your main reason for refinancing?

Secure form • Takes less than 60 seconds • We review your loan every 6 months
Step 1 of 617%

What’s your main reason for refinancing?

Secure form • Takes less than 60 seconds • We review your loan every 6 months

38+

Why Refinance with Mortgage Matrix

Why refinance with Mortgage Matrix

Access to 40+ lenders & exclusive rates

We compare options from Australia’s top banks and lenders to find you the most competitive deal.

Access to 40+ lenders & exclusive rates

We compare options from Australia’s top banks and lenders to find you the most competitive deal.

Personalised advice from experienced brokers

Our experts tailor recommendations to match your goals, not the bank’s.

Personalised advice from experienced brokers

Our experts tailor recommendations to match your goals, not the bank’s.

No cost to you – our service is free

We’re paid by the lender, so you can get expert guidance at no charge.

No cost to you – our service is free

We’re paid by the lender, so you can get expert guidance at no charge.

Refinance your home loan get up to $3,000 cashback

T&C apply I 100% Free Service

T&C apply I Free Service

fill out the form to see if you are eligible

fill out the form to see if you are eligible

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What our clients
are saying

Real Client, Real Homes, Real Savings.

Real Client, Real Homes, Real Savings.

What our clients are saying

Picture by Unsplash
Taylor T

Refinance

The application process was seamless and easy , I was able to save and go back when I needed to upload my documents.

Jannicke I

Refinance

Great experience! Zac looked after us and his service was great! Appreciate everything he has done for us!

Purchase

Zach was great! Couldn’t be happier with the outcome he achieved for me. Will definitely be using him again in the future.

Bridget M

First Home Buyer

Mortgage Matrix helped immensely when trying to purchase our first home. The team was very professional and attentive,

Picture by Unsplash
Matthew M

First Home Buyer

If you’re looking for a broker that truly cares and delivers an outstanding service look no further than Zac at Mortgage Matrix!

Megan H.

Purchase

Zac was very easy to deal with, took all the hard work out of sourcing a loan and personalised to suit your needs.

First Home Buyer

Zach and Viren were fantastic brokers. As a first home buyer, I was worried that the process, but the team at Mortgage Matrix made it very easy.

Picture by Unsplash

Buyer's Agent / Purchase

Mortgage Matrix consistently demonstrates excellence in securing the best loans and prioritizing their clients’ needs.

Abhishek A

First Home Buyer

Excellent service! Viren has been very helpful & responsive throughout the entire lending process.

Picture by Unsplash

Refinance

The application process was seamless and easy , I was able to save and go back when I needed to upload my documents.

Refinance

Great experience! Zac looked after us and his service was great! Appreciate everything he has done for us!

Purchase

Zach was great! Couldn’t be happier with the outcome he achieved for me. Will definitely be using him again in the future.

First Home Buyer

Mortgage Matrix helped immensely when trying to purchase our first home. The team was very professional and attentive,

FAQ's

Why should I refinance my home loan?

Refinancing can help you secure a lower interest rate, reduce your monthly repayments, access equity for renovations or investments, consolidate debts, or switch to a loan with better features like offset accounts or redraw facilities.

Why should I refinance my home loan?

Refinancing can help you secure a lower interest rate, reduce your monthly repayments, access equity for renovations or investments, consolidate debts, or switch to a loan with better features like offset accounts or redraw facilities.

What documents do I need to refinance?

What documents do I need to refinance?

How long does the refinance process take?

How long does the refinance process take?

Will refinancing cost me money?

Will refinancing cost me money?

Can I refinance if my property value has changed?

Can I refinance if my property value has changed?

A group of people sitting in a room listening to a speaker on stage.

Pre-Approval Unlocked – Your Key Questions Answered!

Zachary Russell-Sharam

Director @MM

Check Your Rate Free

Ready to Start Saving?

Don’t leave your money with the bank. Let’s find you a better deal today.

Ready to Sart Saving?

Don’t leave your money with the bank. Let’s find you a better deal today.

Mortgage Matrix ©2025. All rights reserved.​

Mortgage Matrix ©2025. All rights reserved.​