Why More Australians Are Choosing Mortgage Brokers

Navigating the home loan market can be overwhelming. With numerous lenders, loan products, and constantly changing interest rates, it’s understandable that more Australians are turning to mortgage brokers for guidance. At Mortgage Matrix, we simplify the process, ensuring you make informed decisions tailored to your financial situation.

Smiling woman looking at the camera

Article written by

Jasmine Miller

A Growing Preference for Mortgage Brokers

Mortgage brokers have significantly grown in popularity. According to the Mortgage & Finance Association of Australia (MFAA), brokers facilitated 76% of all new home loans in the December 2024 quarter—a record high. This highlights the increasing trust Australians place in brokers to manage their home loan needs.

Maximise Your Borrowing Power

Different lenders have varying criteria, meaning your borrowing capacity can significantly differ between institutions. At Mortgage Matrix, we understand these complexities and connect you with lenders who best suit your financial profile—particularly beneficial if you're self-employed or have a complex income structure.

Access to a Wide Range of Options

Unlike banks offering only their own products, we have access to a diverse panel of lenders, including major banks, credit unions, and non-bank lenders. This broad choice enables us to present multiple loan options, ensuring you find a mortgage that aligns perfectly with your goals.

Specialised Offers for Professionals

Certain lenders provide exclusive deals tailored to specific professions, such as doctors, teachers, or accountants. We can help you access these specialised offers, often including discounted interest rates or reduced fees.

Commitment to Your Best Interests

Mortgage brokers are legally bound by the Best Interests Duty. This ensures we prioritise your needs above all else, providing recommendations genuinely aligned with your financial objectives.

Streamlined Application Process

From pre-approval through to settlement, our team handles the paperwork, liaises with lenders, and keeps you informed throughout every stage, making the home loan journey smooth and hassle-free.

Ongoing Support

Our service doesn’t stop at settlement. We conduct regular reviews to ensure your home loan remains competitive and continues to match your evolving financial circumstances.

Ready to Explore Your Options?

At Mortgage Matrix, our goal is to find the ideal home loan solution for you. Whether you're buying your first home, refinancing, or investing, our experienced brokers are here to guide you every step of the way.

Contact us today and experience why more Australians are choosing mortgage brokers for their home loan needs.

Smiling woman looking at the camera
Smiling woman looking at the camera

Article written by

Jasmine Miller

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Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​
Contact us : admin@mortgagematrix.com.au

Legal Information

Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.

Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.

For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.

Mortgage Matrix ©2025. All rights reserved.​