Hello!

I’m Maggie Ma, your home loan strategist.”

I’m Maggie Ma, your home loan strategist.”

I’m here to guide you through every step of your home loan journey.

I’m here to guide you through every step of your home loan journey.

Book Appointment

Book Appointment

Book Appointment

Book Appointment

My Services

The service I offer is specifically designed to meet your needs.

The service I offer is specifically designed to meet your needs.

First Home Buyer Loans

Buying your first home can feel overwhelming. I help first home buyers understand borrowing capacity, available government incentives, and lender requirements so they can move forward with confidence.

Refinancing & Loan Reviews

Your home loan should evolve as your financial situation changes. I review existing mortgages and help refinance to secure better interest rates, access equity, or restructure your loan to better suit your goals.

Investment Property Loans

Property investment can be a powerful way to build long-term wealth. I help structure investment loans with lenders that support your property strategy and maximise borrowing capacity.

Commercial Property Finance

Finance solutions are available for purchasing or refinancing commercial properties. Lending can be structured for offices, retail premises, warehouses, and industrial buildings to support business growth and investment goals.

Book Appointment

Book Appointment

Book Appointment

Book Appointment

✦ 10+ YEARS OF ✦ WORK EXPERIENCE

About

More about me

More about me

I’m a Senior Mortgage Broker at Mortgage Matrix with experience across banking, credit risk, and both residential and commercial lending.

I’m a Senior Mortgage Broker at Mortgage Matrix with experience across banking, credit risk, and both residential and commercial lending.

Having worked with major banks and financial institutions, I have developed strong insight into lender policies and credit requirements. This experience allows me to structure lending solutions that are strategic, well-prepared, and aligned with current lending standards. I work with first home buyers, property investors, and business owners to develop loan strategies that support their long-term financial goals. My approach is simple — clear communication, practical guidance, and making the lending process as smooth and straightforward as possible.

  • I have had the pleasure of working with Maggie Ma on multiple occasions for refinancing and cash-out arrangements. Maggie consistently demonstrates professionalism, efficiency, and a strong commitment to her clients’ best interests.

    liezl B

    Refinance

  • Refinance with Maggie Ma. Absolutely fantastic service. Maggie Ma (Mortgage Matrix) was incredibly proactive and responsive — we never had to chase her for updates.

    Li Jiang

    Refinance

  • We couldn’t be happier with the support we received. Our mortgage broker Maggie was professional, responsive and genuinely cared about getting us the best outcome. Thanks for going above and beyond and for all the help. Highly recommend!

    Callum F

    Refinance

  • I have had the pleasure of working with Maggie Ma on multiple occasions for refinancing and cash-out arrangements. Maggie consistently demonstrates professionalism, efficiency, and a strong commitment to her clients’ best interests.

    liezl B

    Refinance

  • Refinance with Maggie Ma. Absolutely fantastic service. Maggie Ma (Mortgage Matrix) was incredibly proactive and responsive — we never had to chase her for updates.

    Li Jiang

    Refinance

  • We couldn’t be happier with the support we received. Our mortgage broker Maggie was professional, responsive and genuinely cared about getting us the best outcome. Thanks for going above and beyond and for all the help. Highly recommend!

    Callum F

    Refinance

My Process

A clear and structured approach to securing the right finance for your property goals.

A clear and structured approach to securing the right finance for your property goals.

  • 01.

    Understand Your Goals

    Every client’s situation is unique. I begin by understanding your financial position, property goals, and borrowing capacity so we can determine the most suitable lending strategy.

  • 02.

    Compare & Structure Your Loan

    I review a wide range of lenders and loan products to identify suitable options. Together we structure a loan solution aligned with your financial objectives

  • 03.

    Application to Approval

    Once the right lender is selected, I manage the application from submission through to approval and settlement while keeping you informed at every stage.

  • 04.

    Ongoing Support

    After your loan is approved, I assist through settlement to ensure everything progresses smoothly. I also remain available to review your loan as your circumstances evolve.

  • 01.

    Understand Your Goals

    Every client’s situation is unique. I begin by understanding your financial position, property goals, and borrowing capacity so we can determine the most suitable lending strategy.

  • 02.

    Compare & Structure Your Loan

    I review a wide range of lenders and loan products to identify suitable options. Together we structure a loan solution aligned with your financial objectives

  • 03.

    Application to Approval

    Once the right lender is selected, I manage the application from submission through to approval and settlement while keeping you informed at every stage.

  • 04.

    Ongoing Support

    After your loan is approved, I assist through settlement to ensure everything progresses smoothly. I also remain available to review your loan as your circumstances evolve.

Tools that power my every day:

Have questions?

Have questions?

I've gathered common questions and their answers to make your experience smoother. If you can't find what you're looking for, feel free to reach out to me.

Do you charge hourly or on spec?
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I typically work on a flat-rate or per-project basis to keep things transparent and simple for both sides. This means you’ll know exactly what you’re paying for upfront. For larger or ongoing work, I’m also open to discussing flexible pricing models.

How long have you been doing design?
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I’ve been designing professionally for several years, working with clients across different industries. It’s a craft I’ve refined with both passion and experience.

Can you do a couple of designs to see if I like what you do?
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I don’t offer free trial designs, but you can review my past work to get a strong sense of my style and quality. I’m happy to walk you through my process too.

What is the process and how long does it take?
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I start with a discovery call or brief to understand your needs. From concept to final delivery, it usually takes 1–3 weeks depending on the project’s scope.

Contact

Got a project in mind? Let's get in touch.

Got a project in mind? Let's get in touch.