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Mortgage Matrix Pty Ltd ABN 37674 404 776 Credit Representative 555368 is authorised under Australian Credit Licence 389328.
Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Our borrowing calculator provides an estimate of how much you may be able to borrow based on the income and expenses you've entered. It is a guide only and does not constitute credit approval.
For a personalised assessment, start your application, where we’ll review your specific financial details, loan type, and property information.
Rates and Cashback Disclaimer: Rates are correct as of August 2025 and are subject to change without notice. The advertised rate of 4.99% p.a. is a fixed rate with a comparison rate of 6.02% p.a., based on a loan amount of $500,000 over 30 years with principal and interest repayments. Eligibility criteria, terms and conditions, and lender fees apply. The $3,000 cashback offer is available from select lenders only and is subject to lender approval. Mortgage Matrix Pty Ltd does not guarantee approval or the advertised rate for all applicants. Comparison rate is calculated in accordance with the National Consumer Credit Protection Act 2009.
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed before acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.
Eligibility criteria, terms, conditions, and lender credit approval apply. The 5% deposit option may be available through government-backed schemes such as the First Home Guarantee. Not all applicants will qualify. Mortgage Matrix does not provide financial advice and recommends seeking independent advice tailored to your circumstances.
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