Do you charge for your mortgage broker service?

No, our mortgage broker service is completely free for clients. We are paid by the lender, so you get expert home loan advice without any cost.

Can you help me refinance my home loan?

Yes, we specialise in home loan refinancing. We’ll compare lenders, find you a better rate or features, and handle the entire process for you.

Do you work with first home buyers?

Absolutely. We help first home buyers understand their options, access government grants, and secure the right home loan for their needs.

Residential Mortgages

Your first step to home ownership made easy.

Ready for next step?

At Mortgage Matrix, we help Australians find the right residential loan to match their lifestyle and financial goals. Whether you’re a first home buyer, upgrading, or looking to refinance, we make the process simple and stress-free. With access to over 40 banks and lenders, we compare a wide range of options to secure a loan that works for you — not just for the bank.

First Home Buyers

Buying your first home is exciting — but it can also feel overwhelming. We’ll guide you through deposit requirements, government grants, and pre-approval so you can shop with confidence.

Use our Borrowing Power Calculator to see how much you could borrow.
Estimate repayments with our Mortgage Repayments Calculator so you know what fits your budget.

Our brokers explain everything in plain English and compare hundreds of loans, so you always know where you stand.

Refinancing

Already own your home? Refinancing can help you save money, access equity, or switch to a loan that better suits your current needs. We’ll review your loan against the market, negotiate with lenders, and show you what you could save. Many clients are surprised to find they can reduce repayments or unlock equity to invest or renovate.

Ongoing Support

Your mortgage isn’t “set and forget.” That’s why we reconnect with you every 6 months to review your interest rate and make sure your loan is still competitive. If a better deal is available, we’ll let you know and handle the switch for you. It’s part of our commitment to keeping your loan working for you — long after settlement.

Why Choose Us?

Access to 40+ banks and lenders for more choice and better deals
Personalised guidance from experienced brokers
Ongoing support with 6-monthly loan reviews
A stress-free process from first home through to refinancing

Tagline: “Your first step to home ownership made easy.”

📍 Visit Us or Book Online

Our head office is located in the heart of Brisbane:

Mortgage Matrix
Level 38, 71 Eagle Street
Brisbane City QLD 4000

👉 Ready to take the next step? Book your free appointment today and let’s get started.