Do you charge for your mortgage broker service?

No, our mortgage broker service is completely free for clients. We are paid by the lender, so you get expert home loan advice without any cost.

Can you help me refinance my home loan?

Yes, we specialise in home loan refinancing. We’ll compare lenders, find you a better rate or features, and handle the entire process for you.

Do you work with first home buyers?

Absolutely. We help first home buyers understand their options, access government grants, and secure the right home loan for their needs.

Investment Home Loans

Smart lending to grow your property portfolio.

Ready for next step?

Smart lending to grow your property portfolio.

Property investment can be a powerful way to build long-term wealth — but success depends on the right loan structure. At Mortgage Matrix, we work with over 40 banks and lenders to secure tailored investment loans that maximise returns, protect your cash flow, and support your strategy.

Needs Assessment

Every investor has different goals. Whether you’re buying your first investment property or growing an established portfolio, we’ll take time to understand your needs, budget, and risk appetite.

Check your borrowing limits with our Borrowing Power Calculator.
Map out repayments using our Mortgage Repayments Calculator.

Loan Structures & Strategy

The right loan structure makes all the difference. We’ll guide you through:

Interest-only loans to maximise cash flow
Principal & Interest loans to reduce debt faster
Split loans that balance flexibility and stability

We’ll also help you explore features like offset accounts and redraw facilities that can improve your tax efficiency and boost returns.

Refinancing & Equity Release

Already own a home? Refinancing could unlock equity to fund your next purchase, consolidate debts, or improve your cash flow. We’ll compare your current loan against the market, negotiate with lenders, and help you leverage existing property to grow your portfolio.

Ongoing Support

Investment lending isn’t “set and forget.” Every 6 months, we’ll review your loan, check your interest rate against the market, and make sure your finance continues to align with your property goals.

Why Choose Us?

Access to 40+ banks and lenders for maximum choice
Personalised guidance and tax-smart loan strategies
Ongoing support with 6-monthly loan reviews
Seamless process from application to settlement and beyond

Tagline: “Smart lending to grow your property portfolio.”

📍 Visit Us or Book Online

Our head office is located in the heart of Brisbane:

Mortgage Matrix
Level 38, 71 Eagle Street
Brisbane City QLD 4000

👉 Ready to expand your property portfolio? Book your free appointment today and let’s get started.